A CoinGate alternative — and where CoinGate is genuinely better
CoinGate is a long-established, EU-based crypto payment processor. As of writing it holds regulatory registration in Europe and can settle your payouts to a bank account in fiat — two things StableDeliver does not do, and won't pretend to. If you need euros or dollars arriving in a bank, or you need a processor with formal regulatory standing, CoinGate (or a provider like it) is the right tool and StableDeliver is not.
StableDeliver is for a different seller: one who wants to keep the crypto, pay no percentage, skip KYC, and have the product delivered automatically.
Honest comparison
CoinGate details reflect their public pricing and documentation as of writing. Check their current terms for your region and use case.
| CoinGate | StableDeliver | |
|---|---|---|
| Custody | Custodial — payments pass through CoinGate before payout | Non-custodial — funds go straight to your own wallet on every chain |
| Fee | 1% + payout fees can stack, per CoinGate's public pricing | 0% of your sales — a flat subscription, never a percentage |
| KYC | Full verification, mandatory — can take days | Email + one wallet address, no KYC |
| Fiat settlement to bank | Yes — can settle payouts to a bank account in fiat | No — we don't touch fiat or bank rails at all |
| Regulatory standing | Established EU provider with regulatory registration | None — we're an infrastructure tool, not a regulated processor |
| Delivery | Collects the payment | Verifies on-chain and delivers the file / key / link / group access automatically |
Choose CoinGate if…
You need fiat in a bank
CoinGate can convert and settle to a bank account. StableDeliver leaves you holding crypto in your own wallet — by design.
You need a regulated processor
If your business requires a provider with formal regulatory registration, that's CoinGate's territory, not ours.
Choose StableDeliver if…
You want to keep 100% of the sale
A flat subscription instead of 1% plus stacking payout fees. Non-custodial, straight to your wallet.
KYC is a wall for you
Mandatory verification can take days and isn't available to everyone. StableDeliver needs an email and a public address.
You sell digital products
The file, key, link or group access is delivered automatically on confirmation — not left for you to build.
You want to launch today
A working checkout link in under 90 seconds, with a WordPress plugin and an API when you need them.