Comparison
A CoinPayments alternative — paid straight to your own wallet
CoinPayments has been around a long time and does something we deliberately don't: it accepts a very wide range of coins and tokens through a single integration. If your buyers pay in a dozen different assets, that breadth is genuinely hard to replace, and this page is not going to pretend otherwise.
The structural difference is where the money sits after a sale. A hosted gateway of that kind settles payments into a merchant balance held by the provider, and you withdraw from it. StableDeliver has no balance: the buyer sends to your own address, and we watch the chain to confirm it happened.
Which of those you want is a real trade-off, not a trick question. A provider-held balance gives you one place to manage many assets and convert between them. Your own wallet gives you funds that were never anyone else's to hold, release or freeze — and nothing to withdraw at the end of the week.
| Hosted gateway model | StableDeliver | |
|---|---|---|
| Where funds land | A merchant balance in the gateway, which you withdraw from | Your own wallet address, directly from the buyer |
| Coin coverage | Very broad — hundreds of coins and tokens | Focused: USDT and USDC on Tron, Ethereum, BSC, Polygon, Arbitrum, plus BTC |
| Withdrawal step | Yes — a separate action, with its own fee and limits | None. There is nothing to withdraw |
| Delivery of the product | Payment processing; delivery is your integration | Verifies on-chain, then releases the file, licence key or link |
| Account requirements | Merchant account with the provider | Account with us; the wallet stays yours |
| Best for | Sellers who need long-tail coin support in one place | Sellers who want stablecoins straight to their own wallet, delivered automatically |
Fees, supported assets and account terms change on both sides — check CoinPayments' current documentation for theirs rather than trusting a comparison table, including this one. Ours are on the pricing page.
Where CoinPayments is the better choice
If you need to accept many different coins, want conversion between assets handled for you, or specifically want a provider-held balance so you aren't managing wallet keys yourself, a broad hosted gateway fits your requirements better than we do. Those are legitimate reasons and we don't serve them.
We're narrower on purpose. Stablecoins on a handful of cheap networks covers most digital sellers, and keeping the set small is what lets us verify the exact token contract, the exact amount and the exact network for every order instead of approximating.
What “verified” means here
When a buyer submits a payment we check it against the order rather than trusting the receipt: the destination is your address, the token is the real contract for that chain and not a lookalike, the amount matches exactly, and that transaction hasn't already been used for another order. Only then does the product get released. You can do the same checks by hand with the free verifier.
FAQ
Do you ever hold my funds? No. Payments go from the buyer to your address. We never take custody and have no ability to move them.
Do you take a percentage of each sale? No percentage of sales — see pricing. Network fees are paid by whoever sends the transaction, as always.
Which coins do you support? USDT and USDC on Tron, Ethereum, BSC, Polygon and Arbitrum, plus BTC. If you need something outside that, we're the wrong tool.
Can I keep my existing gateway and add this? Yes — nothing stops you offering both. Sellers often add a stablecoin option for buyers in countries where cards fail, and leave their existing setup alone.
Try it with your own wallet
Set up a checkout, point it at your address, and see a payment verify and deliver end to end. Nothing to withdraw afterwards.
More comparisons: all of them · BTCPay Server · NOWPayments · Coinbase Commerce · Blockonomics